The average motorist to give
up a car and you will probably receive short shrift. Our
love affair with the motor car is buried deep within our
psyches but whether or not it is as essential to our
lives as we believe it to be is extremely debatable. A
recent survey in fact worked out that the average speed
of motorists throughout Britain on our non-motorway
roads, bearing in mind the fact that much of our time is
spent sat in nose to tail traffic jams, is a shade under
8 mph! This is a speed which can easily be exceeded by a
cyclist, which leads to the conclusion that many of our
in town journeys could be carried out in this way quite
efficiently, were it not for the fact that our roads are
so cyclist unfriendly! I can in fact think of no quicker
way of committing suicide than to attempt to travel down
our local major roads on a pushbike.
This does not mean however that we have no option
whatsoever but to accept the tyranny of the motor car.
Enormous sums have been expended over the last century
in knocking down fine buildings and tearing up good
agricultural land in order to accommodate the motor car;
if only a fraction of these sums were expended on
creating safe cycling lanes, and extending these right
around our towns and cities rather than the piecemeal
approach which has been adopted in so many areas, it is
arguable that we could save billions of pounds annually,
as well as a huge amount of pollution, by adopting this
type of transport system locally.
The insurance industry is certainly doing its best to
encourage us not to use our cars, of course! Anyone who
has received a car insurance renewal notice will know
that sinking feeling in the pit of the stomach as
realisation dawns that the huge premium last year has
been dwarfed by this year's! It is no wonder that
Britain is turning more and more towards temporary car
insurance schemes - you can check here for
more
information.
A few short years ago the only way in which you could
buy car insurance for a short period, say a few weeks or
months, was to go to an insurance broker who would then
sigh, shrugged his or her shoulders and then follow up a
lot of very disinterested insurers before either telling
you that it could not be done, or quoting an outrageous
premium. Those days are now behind us, and you can buy a
temporary policy very quickly, over the Internet.
One of the main reasons why these policies have been so
popular is their very simplicity. There is a short
application form to be filled in, credit card numbers to
be entered and then voilą! You could have a car covered
for anything from a single day upwards. The cost is very
competitive, the whole process only takes a few minutes
and you could have instant cover, which means that you
could walk out to the insured car and drive it quite
legally as soon as the transaction had been completed.
Okay, the cost of a days insurance compared to the cost
of each day's insurance under a conventional
twelve-month policy is high; but that is not the point,
these policies are designed for a short term and not a
full year. Motorist who only need to drive for a short
time each year would save a great deal of money by using
temporary policies as and when necessary.
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